Insurance for Guns
#1
Thread Starter
Join Date: Mar 2003
Posts: 138
Insurance for Guns
Just wondering about insurance for guns. Any carriers that will write blanket coverage for just my guns? My homeowners has a limit of 10k for theft.
(I' m and agent and I can' t even write it for myself!!)
Any associations out there that offer excess coverage?
Thanks
(I' m and agent and I can' t even write it for myself!!)
Any associations out there that offer excess coverage?
Thanks
#3
RE: Insurance for Guns
...I' d get a new agent immediately!!!
My policy has $10,000 as well, but I figure that will cover my guns (for now[:-]). I do have a heavy duty gun safe that they are in, so I' m not that worried about it. My dad has quite a few guns that are worth some $$$, I' ll have to find out what his policy says. Newboar is correct....NRA does offer coverage as well. You might want to look into it.
My policy has $10,000 as well, but I figure that will cover my guns (for now[:-]). I do have a heavy duty gun safe that they are in, so I' m not that worried about it. My dad has quite a few guns that are worth some $$$, I' ll have to find out what his policy says. Newboar is correct....NRA does offer coverage as well. You might want to look into it.
#4
Nontypical Buck
Join Date: Feb 2003
Location: Western Nebraska
Posts: 3,393
RE: Insurance for Guns
Normally home owners policies include one or two firearms....up to the stated limits. However if you have 27 of them it' s considered a " collection" and must be insured separately.....usually at high rates. Most homeowners policies can have riders for collections of all kinds of things.