contractor,I own my own insurance industry and I can guanantee you two things.First,I've never lied,cheated or stolen anything from anybody.I've also never seen a person cheated out of a legitimate claim.I've seen them not handled properly once in a great while but that's just the human factor.

Second,deer claims are one of the smallest concerns insurance companies have.They have nothing to do with game managemet.If you want a full explanation,I'll give you one.However,my income is tied directly to my loss ratio and deer claims aren't even on my mind.

Yep,rates do keep going up.So does everything else.