RE: Should I go all out
Another All-Around 3D target you may want to consider is the Glendel buck. If you haven't seen them, take a look before you buy. They are approximately $179.00 but well worth it in my opinion.
I've had mine for 1 1/2 years (outdoor), shot god knows how many arrows through it (broadheads and field points) and just replaced 1/2 of the layered foam yesterday. It has held up incredible to the elements campared to my McKenzie.