I'm not a fan of Bushnell anything, but imo the Trophy XLT is a 10x better scope than a Banner. For $4 more it's the way to go. That said, I'd buy a used Burris Fullfield II or Vortex for slightly more and have a scope that's way better than either.
The Banner imo should not be a $100 scope and honestly, I think you'd be just as well off with the $35 Tasco they sell at Walmart.