Guns are like autos, not every one is perfect or near so. I have had good Remingtons and bad, same goes for colts, s&w etc. Because one may be bad, taint necessaryily so for all. Seems like all gunmakers make a bad run at some point, then quality control takes over.
Croatia did make the XD or a model similar, till Springfield bought them out several years ago. Surprisingly, or not, the price immediately jumped $100.00. To my knowledge, they are still made there. Lifetime warranty? I thought that Charles Daly had a lifetime warranty, till they went out of business very suddenly.