I like to use this analogy. People worry about dying and as such pay hundreds of dollars for life insurance knowing that they have to die to collect on. A safety harness costs a lot less, one time and done, and when and if needed may save your life to collect the benefits of. Duh!!!!!!!!!!
I have peronally gone and parked at my favorite hunting location, got into the back of my truck and realized my harness was still hanging at home. I either go home and get it or abort the hunt. The life I save may be my own. I'd like to live long enough for my family to collect on the life insurance.