locally, you could get a Springfield XD 9 (9mm) for $449 on sale with 2 mags. It's really hard to beat this deal for such a great firearm. Those who have know exactly what i am talking about.

As others said, save another $100 and get a better firearm. You will have it most likely forever so what is an extra $100???

I have the XD and its really the best pistol for the money IMO. Now for concealed carry, you could look at the Bersa Thunder in 380. Another great reliable gun for about $229. Easy to carry, cheap price and very good quality.

but whatever you do, make sure the gun fits your hand and worry less about brand. I see people buy Glocks all the time just cuz they have to have a "glock" and the grip angle doesnt fit them and they can't hit paper at 10 yards. The most important thing is to make sure it fits you first. Then take a course, learn your firearm and you will be satisfied.