A five year average is useless on a declining harvest and herd, at best and only for information, a three year rolling average could be used for statistical purposes only. I suggest you look at PA harvests for the last five years, they are on a steady decline, which makes averaging a mute point.

Yes my point on the 401k plan showed no information, it was to demonstrate how useless a five year average is in deer management. As I worked in Accounting, Budget and Forcasts for over 30 years, I know a tad about investments and long term outlooks. But under the current conditions of our economy, it's hard to tell the baby boomer to just hang in there. I would that most people know what happens to their common stock, when a company files for bankruptcy.