OK Time to get philosophical. I would bet that with every hunter and in nursing homes for that matter, for the most part every regret has to do with not doing something. Very little regret for doing something they wish they hadn't. So with that said just get out and do it. I am not by any means a rich man. I am however careful with my money and have good credit. Life is too short. Make sure you can make the payments and put a hunt on the credit card. I took a free hunt swap in Alaska for a brown bear and bou. I cannot come up with the money for a free trip like that so I declined. He said he would give me a couple of weeks to consider it and call me back. In the mean time my wife found a limp in her breast. It sure shook us up. I had a life changing experience with that. He called back and we said sure we will be there with bells on. Long story shortened... Wife's lump was false alarm and I maxed out 2 credit cards to make the trip happen. She got a great bou (her first big game hunt ever) I got a fantastic brown bear. Now I smile and recall the great memories every time I pay my credit card bills for three years now. Just do it. Once tomorrow becomes yesterday, you cannot change it.