I agree with that. Premiums are probably outrageous, hence why memberships are probably sooooo god awfully expensive too. But if we're talking about a shop - most people probably aren't concealing their rifle or bow. Maybe a shop could have some kind of policy, like no alcohol before entering a range? I dunno, I'm not an insurance guy either. Let's say I got the insurance stuff down and it isn't a problem - not what? Good idea, bad idea, risky...etc etc etc.?

P.S.-Have no intention on ever trying to open a shop like this one, its just something I had thought about one day in class.