well, as far as I know on Long Island and in the city limits. At no time can you have a load gun unless you have a carry permit for that area. A target permit.. I don't think you can have it load on you either. it has to be in some kinda lock box to and from the RANGE. But in NYC.. they have a strict policy about no guns at all.. not even rifles or shots guns.. without a NYC permit from the police dept. And trying to get that isn't that hard, but alot of paper work and you have to have the gun inspected(as of last of this summer). But def. no driving in the car with a rifle and have 1 in the chamber. otherwise your cuffed. even if it's in your trunk and locked up !