Yes, generally those "kit lenes" arenot the best quality. You can get realsoft images w/them and that can be very frustrating when you see other people's work. Granted I don't know how often and for what purposes you're going to be using the camera butsince you were considering P&S I will assume that you'renot going to turn this into a business. You can go the lenses I listed above and that should cover your basis. That's one of the many great things about SLRsare that you can upgrade lenses to better quality lensand not have to sell your whole outfit.
www.bhphotvideo.com has some of the best prices anywhere and EXCELENT customer service. If I was you I'd avoid the major chains such as Bad Buy and Wally World.