RE: Lots of questions, need some help
Like anything else you will hear many ideas and opinions so here is another one!
some really good sights to look at are the Toxonics Hybrid V, Copper John, Trophy Ridge, and montana black gold.
some good carbons with a bit more wieght to them are Beman ICS Camo, Easton Evolution, and the Vapor Camo Shafts.
can't help you with the price on the hoyt. it varies by region so you may need to shop around a bit.