I have a harness, but I don't like how the strap gets in my way of drawing my bow, so I went back to the waist strap, lets just say if you fall out of my treestands you are an idiot. I too tried the idea of tucking the excess under my arm, but I did not feel comfortable like that, so the waist belt gives me more manuevering ability, and now the draw of my bow is a smoother process.