I personaly do not know about Howa rifles, but Savage makes a great package gun. http://www.savagearms.com/116fxp3.htm

I'm looking into buying one of those myself, abelt in short action .223 instead of long. The stocks that come from the factory leave a little to be desired in looks, but quality and construction isn't bad. I have a model 64 .22lr from them and haven't had much problem so far. At least give them a look, great rifles and very accurite out of the box, plus the scope comes with that package. I would suggest that you at least look at them, like I said, and in 7mm.

If this picture will load, this is the custom laminate stock I was looking at. Around $400 if I remember right. Sorry for the poor photo choping on my part, I was in a hurry.