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02-03-2003, 07:16 AM
#2
Nontypical Buck
Join Date: Feb 2003
Location:
Posts: 2,994
RE: indoor range insurance
Find a local independent insurance agent who specializes in commercial insurance. You are looking for a general liability policy that does not exclude your operation. There are specialty carriers out there, not terribly expensive, so long as you don't allow broadhead use. Make sure the carrier is at least A- or higher rated from A.M Best, the largest rating service of insurance companies. You should be able to get this coverage as part of your overal business insurance package. You should also consider purchasing an umbrella liability policy
02-03-2003, 02:24 PM
#4
Join Date: Feb 2003
Location: Oakland City Indiana USA
Posts: 524
RE: indoor range insurance
No advice for you but I too wanted to say a big congrats! You're livin a dream <img src=icon_smile_big.gif border=0 align=middle><img src=icon_smile_wink.gif border=0 align=middle>!
Good luck getting things rolling! I'm sure you'll do fine.
-Chief
Good luck getting things rolling! I'm sure you'll do fine.
-Chief
02-04-2003, 05:57 AM
#7
Join Date: Feb 2003
Location: Mooretown Ont Canada
Posts: 334
RE: indoor range insurance
yes our LOCAL shop has dropped their indoor range because of insurance reasons
They said once anyone hears of some form of shooting going on they panic and the rates skyrocket beyond
AL
They said once anyone hears of some form of shooting going on they panic and the rates skyrocket beyond
AL
02-05-2003, 11:52 AM
#8
Join Date: Feb 2003
Location: Northeast WI
Posts: 144
RE: indoor range insurance
I have outdoor shooting at my shop. Insurance companies wouldn't touch it. I did find a independent insurance company that finally covered me. I'm also a member of the IBO and they do have policy's for shops. They base it on amount of sales I believe. Not bad prices considering. I think it was around $900 and up. It can be a pain but you have to have it. When I discussed putting up a 12 foot platform my insurance agent almost died. Didn't go over well. What really got me was when they raised my premium $75. Go figure! Ask your agent to help you find someone who will insure you. Congrats on your new adventure and good luck!
As long as kids are having fun shooting, I don't care if I shoot bad
As long as kids are having fun shooting, I don't care if I shoot bad
02-06-2003, 12:18 PM
#10
Join Date: Feb 2003
Location: Mountlake Terrace WA USA
Posts: 113
RE: indoor range insurance
I asked the owner of the range I shoot at about this last night, and he suggested joining the NFAA if you want insurance. It will cost you $900 plus a certain amount based on how much you do in business every year. He also suggested that most of the liability for the range comes from renting equipment out, and that he doesn't rent equipment purely for that reason. Also make sure to put "Shoot at your own risk" type signs out and make sure you have a red warning light that is always turned on when it's clear to go downrange. You can also make everyone sign in (and sign a waiver) before they start shooting if you wish.