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Obamacare Lives: Senate Republicans Want to Punish You For Not Buying Health Insuranc

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Obamacare Lives: Senate Republicans Want to Punish You For Not Buying Health Insuranc

Old 06-26-2017, 04:08 PM
  #1  
Dominant Buck
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Default Obamacare Lives: Senate Republicans Want to Punish You For Not Buying Health Insuranc

http://www.redstate.com/jimjamitis/2...lth-insurance/

Obamacare Lives: Senate Republicans Want to Punish You For Not Buying Health Insurance
JIM JAMITIS // Posted at 4:30 pm on June 26, 2017
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The Obamacare “repeal” charade continues. The latest draft of the Senate version of the Republican version of Obamacare even includes a penalty for not being insured.



Senate Republicans on Monday released a revised version of their healthcare reform bill that adds a provision requiring consumers with a break in coverage to wait six months before buying insurance.

The Senate bill would make those who had a lapse in coverage for 63 days or more wait six months before obtaining insurance. Read the bill here.

The continuous coverage provision was noticeably omitted from the Senate’s draft, but aides said they were working behind the scenes to add it. The provision addresses concerns that people would only sign up for health coverage when they’re sick if insurers can’t deny coverage for pre-existing conditions.

It’s not exactly the individual mandate, but it could end up being even worse. Virtually anything the Republicans suggest is being talked about by Democrats and their media minions in terms of body count which has the GOP running scared. This uninsured penalty is an attempt at appeasing both the hard Left and insurers with regard to the pre-existing conditions issue.

We need to be honest about that issue. If an insurance company can’t deny coverage or charge more for people with pre-existing conditions, we’re no longer talking about insurance. You can’t buy flood insurance for your house if your couch is currently floating toward your bay window at 3 knots. It’s hard to figure out how to insure against pre-existing conditions because it contradicts the meaning of insurance.

In their attempt at finding a win-win the GOP is creating a lose-lose. Someone with a serious disease and a lapse in insurance coverage has to wait 63 days before getting covered again? I mean if the whole point is to appear less “mean” you’re not going to accomplish that by forcing sick people to wait for coverage. And why 63 days? Why not 126, 31, or 252?

The continuous coverage provision is intended to prevent a “death spiral” in insurance markets.

Experts have long warned that only sick people buying insurance would lead to massive premiums and the destabilization, and eventual collapse, of the individual insurance markets.

ObamaCare sought to deal with the problem with the individual mandate, a penalty for going uninsured, but the Republican bill would repeal that mandate.

The only Republican I’ve seen make any sensible suggestions on the issue is Senator Rand Paul. The pre-existing condition problem typically only applies to people in the individual market. Employer based group plans don’t usually deny coverage because of pre-existing conditions. Paul’s answer is to allow groups other than just employers to pool their risks and make it worthwhile for insurers to cover the whole group. Paul’s answer is probably too capitalist in nature for the rest of his caucus.

The Republicans completely lost any handle they had on ridding us of Obamacare. It’s now an established entitlement so all they have the political will to do is make minor course corrections and even that apparently scares the heck out of them.



Is having no cojones considered a pre-existing condition?
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Old 06-26-2017, 04:48 PM
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The Republicans running the show now are a batch of Gutless CRUMBS. They got the Whole Hammer and won't use it!!!!!!!
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Old 06-26-2017, 05:11 PM
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I see you're still cherry picking your articles from redstate Mouse. The change they made is a good one IMHO just because it does what the one following sentence states:

The Senate bill would make those who had a lapse in coverage for 63 days or more wait six months before obtaining insurance.
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Old 06-27-2017, 01:32 AM
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Originally Posted by hatchet jack View Post
The Republicans running the show now are a batch of Gutless CRUMBS. They got the Whole Hammer and won't use it!!!!!!!
Hatchet, do you notice what is missing in this entire discussion of Trumpcare? Lower premiums. The entire argument for getting this bill passed and passed right away before the masses find out it's Obamacare renamed Trumpcare is so Trump gets a win. Not the American people but Trump. WTF?

Democrats left out and Republicans took this to court, backdoor bailouts to the insurance companies. Why are backdoor payments even necessary? Because under Obamacare the massive regulations handed down from the federal government on how the doctor operates and what the insurance companies must cover is more than the majority of Americans can afford. So they hide that by paying part of the premiums up front and then what can't be covered there, they are now making backdoor payouts legal. Gee, this kind of shenanigans has made college real affordable.

Why can't the American people feely buy a product the insurance companies want to sell and that THEY can afford? Under Trumpcare if the same money is applied to say a house, a family of 4 would be able to purchase a half million dollar home in a nice American suburb.
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Old 06-27-2017, 05:56 AM
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More Mouse droppings as JMM now calls them, LOL!
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Old 06-27-2017, 07:52 AM
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Here's a link to a pretty comprehensive description of the Japan National Health Care system, which some may find interesting.


https://en.wikipedia.org/wiki/Health...ystem_in_Japan
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Old 06-27-2017, 08:45 AM
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Why would I even consider putting our government in charge of my Healthcare? I know that's Trump's dream, universal healthcare but our government has proven it can't even manage a website. It has shown incapable of providing VA healthcare. The insurance companies it does run Medicare and Medicaid are going belly up. No thanks. Give meet the private sector everyday of the week.
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Old 06-27-2017, 09:36 AM
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I do agree with you on this one Mouse! The government needs to be trimmed to a huge extent and getting out of telling us how to take care of ourselves would be a great starting place!
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Old 06-27-2017, 10:30 AM
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Originally Posted by Topgun 3006 View Post
I do agree with you on this one Mouse! The government needs to be trimmed to a huge extent and getting out of telling us how to take care of ourselves would be a great starting place!
I agree with you all the way. I thought the plan was to repeal Obamacare and go back to the way it was, where we were responsible for our own health insurance/health care.

But let's face reality. Apparently they are going to come up with a national health care plan. I'm just hoping it's something reasonable and decent. Obamacare was a bust.
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Old 06-27-2017, 11:09 AM
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This is why the left pushed through a faulty healthcare act. They know it is VERY difficult to put the cat back in the bag. You have to tread lightly and think big picture.

This is the lefts big picture. Offer people all these unrealistic things and make them dependent on them so they will vote against the people trying to take them away.

I was much better off before Obama Care but I'm not going to let the perfect be the enemy of good. We have to limit the amount of people that will vote Democrat to get their entitlements back. You only make things worse if you shift power right back to the left.

Its all about the long game IMO.
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