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RE: How do you pay?
Swipe it and then pay it off monthly(except for my garage).....My house,harley's,atv's,boat's,car's,hunting stuffare all payed off,the only payment I have are my 08 pickup,garage(cc will be payed off by Oct)and 800 left on my 07artic cat(c card) I bought itthis lastfall.....
We want to be debt free by Feb 09 except for the 08Pickup witch should be payed off in 2-3 yrs.......... |
RE: How do you pay?
Quite a bit of consideration and saving goes into every major purchase I make.
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RE: How do you pay?
Debit card!
Credit cards are a No, No for me!! Dan |
RE: How do you pay?
1 piece of advice to everyone,cut up all credit cards NOW and be rid of them.They are a bad road to nowhere,even if you pay them off at the end of the month.If you need to use plastic,YOU CAN"T AFFORD IT.;) Credit card companies have a slick way of "not recieving" payments in time,even if mailed in plenty of time(I have had this hapopen,more than once. Secondly,you have a much higher risk of having your identity stolen when you use them. Nothing can be bought with a credit card that can't be purchased with adebit card and the security is better.Plus,you are not using borrowed money. |
RE: How do you pay?
I use cash, can't let the wife know THE REAL amount I spend on my hobbies, but for work travel I too use plastic b/c of exchange rates and the ease of using world wide as stated above, which gets paid off every month. Oh yeah, I use the world businees card for the internet purchases and the wife don't ever look at that card.....haha
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RE: How do you pay?
ORIGINAL: davidmil 1 piece of advice to everyone,cut up all credit cards NOW and be rid of them.They are a bad road to nowhere,even if you pay them off at the end of the month.If you need to use plastic,YOU CAN"T AFFORD IT.;) Credit card companies have a slick way of "not recieving" payments in time,even if mailed in plenty of time(I have had this hapopen,more than once. Secondly,you have a much higher risk of having your identity stolen when you use them. Nothing can be bought with a credit card that can't be purchased with adebit card and the security is better.Plus,you are not using borrowed money. |
RE: How do you pay?
ORIGINAL: davidmil 1 piece of advice to everyone,cut up all credit cards NOW and be rid of them.They are a bad road to nowhere,even if you pay them off at the end of the month.If you need to use plastic,YOU CAN"T AFFORD IT.;) Credit card companies have a slick way of "not recieving" payments in time,even if mailed in plenty of time(I have had this hapopen,more than once. Secondly,you have a much higher risk of having your identity stolen when you use them. Nothing can be bought with a credit card that can't be purchased with adebit card and the security is better.Plus,you are not using borrowed money. I was convinced they were doing this on purpose.....some months we won't get our statement till way late in the month, then we only had a few days to get it back to the CC company. One time we got the statement, sent it out the next day and it STILL didn't get to them in time. I was furious, I told them there was NO WAY I was paying interest and that I would drop them if I did. Well they waived it and the next week I dropped them anyway. My business CC company is a little better but they still treat you like crap if you pay off your card every month. We have a DU card for our personal CC now and theyare at least slightly better but they sure want you to carry a balance..........Bloodsuckers.[:@] Pay them off every month fellas, I can't tell you how good it feels not to owe anyone anything! |
RE: How do you pay?
I have 2,800.00 left on two cards then they are payed off(2000 on one and 800 on the other).Then we are going to call all 6 cc company's and see who will give us the best interest ratethen we will take the 2 best and cancel the worst 4.......Its hard to rent a car,buy a plane ticket,reserve a hotel room with out a credit card...........Its also nice when I Fly & Ride...H.O.G.....
Then all I will have is a Pickup payment thats it............... |
RE: How do you pay?
I am fortunate , like mobo and a couple others to have access to equipment. It's not free , but at cost.
I still have to pay for it and I use a Corporate AmEx. I might carry a balance for 2 months if I have a lot of things I need , but never longer than that. I will save for the bigger items , like a new bow. I sell the old one's to help pay for the new. It all works out. I never have to take $ from the personal accounts. |
RE: How do you pay?
ORIGINAL: BigJ71 ORIGINAL: davidmil 1 piece of advice to everyone,cut up all credit cards NOW and be rid of them.They are a bad road to nowhere,even if you pay them off at the end of the month.If you need to use plastic,YOU CAN"T AFFORD IT.;) Credit card companies have a slick way of "not recieving" payments in time,even if mailed in plenty of time(I have had this hapopen,more than once. Secondly,you have a much higher risk of having your identity stolen when you use them. Nothing can be bought with a credit card that can't be purchased with adebit card and the security is better.Plus,you are not using borrowed money. I was convinced they were doing this on purpose.....some months we won't get our statement till way late in the month, then we only had a few days to get it back to the CC company. One time we got the statement, sent it out the next day and it STILL didn't get to them in time. I was furious, I told them there was NO WAY I was paying interest and that I would drop them if I did. Well they waived it and the next week I dropped them anyway. My business CC company is a little better but they still treat you like crap if you pay off your card every month. We have a DU card for our personal CC now and theyare at least slightly better but they sure want you to carry a balance..........Bloodsuckers.[:@] Pay them off every month fellas, I can't tell you how good it feels not to owe anyone anything! You CAN rent a car WITHOUT a credit card,I HAVE DONE IT atleast 3 times,down and debit.;) AND mine is NOT a credit card type. |
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