RE: Liability Insurance for ATVs in MD
You guys are way off thinking the insurance industry is to blame for this.Pa enacted a similar law about 3 years ago although those that ride strictly on their own property are exemt.I own and rides atv's and also own my own insurance agency so I see both sides of this argument.In Pa, homeowners insurance doesn't cover liability or physical damage of ATV's.The average premium I see for liability os between $25 and 30$ a year.It's not a big deal and insurance companies aren't getting rich over it.