Bill HB 95 has had the third read and is enrolled which means it now is sitting on the governors desk waiting to be signed into law. Part of the text is as follows-
"Requires an ATV operated in the State to be covered.........If the required insurance does terminate or lapse, the Commissioner must assess against the owner a penalty of $150 for each ATV without insurance for a period of 1 to 30 days, the penalty increases by $7 for each day. Penalties are credited to the general fund. "
Which means if you own one you better have insurance on it if it runs or not and it doesn't matter if you just ride it on your own property. The only people who'll benefit from this is the state for the revenue they'll get and the insurance companies.
Whats next? Riding mowers, farm equipment or bicycles
Here's the link to send the governor an email.
http://www.gov.state.md.us/mail/