RE: Most versatile
How about a Marlin 1895 in 45-70 or 450 Marlin. Mine is 45-70, factory ammo works great on Texas whitetails (and I don't have to track them far) and you can go with handloads or Buffalo Bore for everything up to elephant. It is a nifty little lever gun, you can go with scout scope setup or I have a Leupold 2-7X33 VXII on removeable mounts with iron sights. It has proven to be a little overkill on coyotes but is near perfect for everything else!!!