I'll wait two minutes if I'm paper/cloth-patching the bullet. Also wait two minutes if I'm pouring blackpowder instead of a sub. Otherwise... just a minute for everything else. That's just me - those are my safety rules even if they exceed the necessary guidelines. I'd rather keep all my fingers & barrel-holding hand - even if the muzzle is pointed away from my torso/face while loading hastily. Thousands of MLers have fingers missing... even non-use of one hand for some ---all over a deer with horns???... makes no sense to me. Better safe than sorry!!!! Make the first shot - the right shot!!!