RE: reloading in the field
I'm in with cayugad, "Make your first shot count". Then while you are waiting for the animal to lay down, properly reload without loading too rapidly.
Or equally important, if you really don't have a first shot then don't try to take one anyway.
I spit/wet patch, alcohol patch and dry patch inbetween shots.
As such, I've never been worried about an accidental ignition.
I've seen one barrel flash ignite at a range when a guy loaded black powder very quickly after a first shot. Thankfully no injury resulted, but there could have been serious injury.