Mite, thanks for the link. There's alot of great information there. My wife doesn't have insurance either. I like the college idea, but I can't sit for extended periods either. I do think I'll check it out though as I would like to take a few classes and if they aren't too long, I could do it. I've been drawing benefits for 2 years, add the one year wait and that makes 3 years I should have been eligible for Medicare. I think I'll have to get my son involved in the process. He's a lawyer.