Look to the Savage with a synthetic stock. Make sure it is the new model with the accu-trigger. The stock is pillar bedded and will not require bedding the action. This type of rifle can be had for around $350 with the tax. Take the rest of the money you have and invest in the best scope you can afford. I have seen a Savage package gun at Wal Mart for $339 with a scope. The scopes are junk but can get you by for a year or two until you can afford a quality piece of glass. I would do this before buying one without a scope and putting a $60 cheapie on it. Buy the package gun if you can find one and save until you can afford a Nikon, Leupold, Burris, Zeiss, etc. You will be much happier if you can buy a quality scope.