RE: Lime question
Its not too late. Pelletized lime will work quicker and is easier to spread. It cost more than regular AG crushed lime - but this lime takes longer to affect the soil and can be much harder to spread.
You can spread the pelletized lime along with the Fertilizer when you plant your clover. The only thing you need to know is how much lime. Depending on the PH level (you need 6.5 to 7). If you don't know the PH level of your soil- just go with what Whitetail Inst recommends which I think is 2 tons per acre.