Seems to me that your insurance company isn't too interested in serving their customers! If they were, they would have kept up on such things as your marital status, your insurance needs, etc. If they had served you properly, they would have served themselves also, because they could have been charging you the bigger premiums for a long time! You're lucky you didn't have to find out the hard way about your coverage - by filing a claim that wasn't covered!!

Believe I'd a found me a new insurance company.