I carry a Taurus in .40 Caliber. Locked but not cocked since it is a double action. Carry in Uncle Mikes belt holster with extra mag. Loaded with Corbon HP. Never had to use or draw but never know when the time is going to come when I do. As for home defense I have a Moss 500 Loaded with 3" 00buck. Should do the trick if some crackhead tries to get friendly. Second home defense is an offense Rotty dog. And yes she bites.