Yep I know. We have to fjord a creek when going up to our cabin. During spring run off it can get a little dicey. Luckily it's just about 1 1/2 truck lengths wide.
Bronko, many years ago I was in a lease that had one road that crossed a creek that was about fifteen feet wide and normally eight inches deep. It would get to a foot or so deep in a heavy rain, but the road bed was heavy gravel and you could drive through it even when the water was high if you took it slow. One day when I tried to cross it in my little Ford Ranger my front tires dropped into a narrow channel the running water had eroded across the road and left the truck sitting on it's chassis with water up to the headlights up front and the rear end high and dry. I had to hike out a few miles to find a good Samaritan with a tractor to pull it out.