A great point. This year I had 3 elk points and a hunting partner had 10. We wanted to draw in a medium Colorado GMU that took 1 NR point for a cow and 9 for a bull during the muzzle loading season last year. We figured it would be a good hunt and after the drawing I got a tag and my partner did not. The end result is I had to cash in my tag and we are now going OTC bull tag 2nd rifle. They give you a choice to keep the points or get the refund. I was upset and decided I wasn't going to give them their hostage money and other than the deer points I have won't be buying anymore points.