I know that I don't spend that much. Maybe I'm just lucky, but I can't recall in some 38 years of shooting centerfire rifles picking up a box of factory hunting ammo and not having it produce groups adequate for hunting at the ranges I typically encounter.

And, dare I even admit it, in my youth I even mixed Federal, W-W, and Remington factory loads in my pocket. I know, the horror. Is that a Core-Lokt, a PowerPoint, or a Hi-Shok I'm about to send at that deer?

Just my opinion, but the ONLY realistic way to fine-tune ammunition to your particular rifle is to reload. That's why I do it today, not because it's any cheaper (it often isn't). If you're not yet to that point, you're really just stuck with what's on your dealer's shelves. Luck being what it is, you'll find a box that your rifle likes and go back to pick up some more and it'll all be gone.

There are only a couple of calibers in my battery that I obsess over accuracy with. Those get driven past 300 yards frequently (targets and varmints only - I don't hunt big game much past 200 yards). For those few calibers, there's a need for more precision. There's also a need for me to practice more past 300 yards. I really don't worry much about anything else.