I missed the concealed carry part!
Hiding pistols on women is tricky. Usually they're smaller framed and wear tighter clothing than man, which presents a unique challenge. The most woman friendly pocket pistol that I have seen off of the shelf is the SigSauer P-238. It requires a little more training/practice and discipline than other dao pocket pistols since it has a manual safety, but the action, trigger, handling, and especially the sights are second to none in its class.
Again, I'd put up the recommendation for the Ruger SP-101, but obviously in the short barrel format for cc. It's a little thicker to conceal in summer clothes, but it's a fantastic sidearm. My wife carries one as her primary with a p-238 as her secondary option if the 101 is to big to hide in her selected outfit.