Unfortunately there doesn't seem to be much for local small stores around me. Everything I have access to is a chain store and way overpriced. The best one I had was actually Sportsmans Warehouse, but due to some poor business decisions all the SW's in MN and I think WI and IA were sold and closed. So now if I want something the small stuff is usually not that different and the big stuff takes online shopping.
Harvester is a great example of shipping. I was ready to switch to PT Golds as my primary hunting and shooting bullet and start by ordering 100 bullets and sabots. But not at they're shipping costs.