JMHO,
Tarus No= personal dislikes
Ruger Yes=Strong,(Can shoot hotter stuff than Smith),Most don't feel good in my hand.
S&W yes=Not as strong as Ruger (shoot a lot of hot stuff and might get sloppy after a time)Never touched one that did not fit me well.Can get one reasonable on
www.gunsamerica.com. Don't forget the .41 Magnum .Ruger or S&W? Me S&W.Ruger does come with mount and rings .I use a S&W Model 657 in .41 Mag. Have shot deer @ 75yds with open sight.(7 1/2 barrel).So I guess I'm trying to say save your money untill you can get the Smith.

BTW Ask Ruger Mike.............