I have a Tikka T-3 in 243 and it is the only gun I have that has never been to a gunsmith for any type of work. All my other guns, Browning BAR and A-Bolt, Savage MLII, Benelli M-1's and Thompson Encore have had at least trigger jobs. My Tikka has shot all ammo from cheap to premimun ammo sub MOA. The action is very smooth and fit and fininsh are good. The only bad part was a seam in the synthic stock and that was minor. My Savage ML with Accu-Trigger was another story. I hate the Accu-Trigger for hunting, great off the bench but for hunting it sucks. Fit and finish on the Savage was below average, I would grade a C-, the factory barrel was replaced by the factory once and I finally got an after market barrel and discarded the replaced factory barrel. Action on the Savage was sloppy.
If it were my call it would be Tikka all the way.