i dont just have guns in mine, so deeds to the houses, birth certs and all the bankng and tax stuff..so it adds up..i got the 1.5 hour 20 sumthin gun safe, and can put shelves on 1 side and hold all my guns on the other.5K in guns needs a good safe..for the price of a safe you could get 100% coverage from your insurance company, but they cant buy your family photo album jmo