Desertloper: You could have saved yourself a lot trouble by posting your problem here when you first noticed a problem.
One month ago chasinggame.com announced a problem with SD cards in Trophy cams, Scoutguards and DLC covert II. I've also read where other cams have been affected as well.
As much as I love Cabelas, I would not buy ANY cam from them or anybody else when trailcampro has got a 90 day guarantee on every camera they sell, and superior customer service.
A week and a half ago, one of my buddies went to purchase a Trophy cam from trailcampro but they was sold out. They did however have a Trophy cam that was returned due to a locked SD card. They knocked $10 off the price and still offered the 90 day guarantee.