Jimmy, how you gonna pay cash on an INTERNET order. I do have 2 debit cards I use as cash but with a debit card if anything goes wrong with a transaction you have no recourse. With a credit card you do. 2nd, for those that say don't be mad at Cabalas, I talked to them directly and they say they review accounts every 3 months so it is them making the secession, not the financial institute. They said my credit was not up to their requirements. Now it's strange it was when they issued it and I've bought a motorcycle and a new car since then and my score was 780. Go figure.