RE: What's the best choice for a muzzle loader that will last a lifetime?
Any quality muzzeloader should last a lifetime if properly cared for and that is the key. If a rifle is not properly cleaned after each use you can't expect them to last very long. The exception being the Savage ML-10 because you can use non-corrosive powder.
I have an old CVA Big Bore Mountain Rifle that is almost 30 years old and has shot several thousand rounds and is still in great condition.