ORIGINAL: Screamin Steel
ORIGINAL: BTBowhunter
ORIGINAL: bowtruck
btb douge So you are saying if i hit a deer id be making the insurance company money right?
When you individually hit a deer, you generate a cost to the insurance company. But collectively, your deer claim as well as thousands of ohthers form the basis from which they determine the premiums thay charge.
Like the pound of nails on the hardware store shelf, it's a cost of doing business.It doesnt quite work as directly as when you buy that pound of nails but it's close. Deer cause a cost of x per policyholder. The insurance company charges that cost plus their profit and operating costs of y for that coverage.y is a percentage of x so if x (claims per driver) gets bigger so does y (profit per driver)
Just as the hadware store makes more money by selling more pounds of nails, the insurance comapnies actually benefit
IN THE LONG TERM from a higher level of
PREDICTABLE claims.
All that having been said, and even more importantly, the insurance companies lobbying for less deer would be proprtional to Doug or myself counting paper clips in our insurance agencies. It is so insignificant andsuch a
very small number in the big scheme of things that it doesnt even get their attention in a state that ranks among the highest states for deer car collisions.
I think I get it. Sort of like (x)=the number of deer, and (y)= the number of hunters, and as x decreases, and y remains (relatively) constant, the variable of (N) representing the allocation of tags must increase to maintain the herd at the same levels, to give you the current sum-(BS).Gives you the scientific formula for deer mangement in PA: (Y+N)-X=BS
I figured you wouldnt be able to understand a 9th grade algebra example
