The democrats and their watchdog agencies were threatening law suits against banks/financial institutions if they did not give enough loans to the underpriviledged.
One of which is ACORN, Obama's former employer when he was a "community organizer," where he was nothing more than an instigator and rabble-rouser for ACORN's mob-for-hire program.
I actually remember hearing a report during the election that ACORN, in addition to their well known democrat voter fraud activities, had actually sent their mobs-for-hire to any inner-city banks that refused sub-prime loans to "underprivileged" borrowers. According to the reports they go right into the bank itself and make a scene, or they'd trail the bank managers and execs home and harass them and their families until they complied with ACORN's and the democrat "underwriting" standards.
Obama is buddy-buddy with a lot of highly questionable indivduals and groups.
Mike