55 forget the riser and keep putting a little back untill you can afford it.

Don't woory about going into debt for an education,I've done it for me and my wife,it will pay off and you will be thankfull someday.Besides a little debt will build character and we all need that.

I racked up close to $7000.oo on a credit card while sending my wife to school,but we had a baby and had to eat.It is payed off now and she has a good job as do I and the cards are payed off and we just built a new house 2 years ago and we have a 3 year old along with our 7 year old and they are both payed for as well.<img src=icon_smile_big.gif border=0 align=middle>


Hang in there and keep working toward your goals.