RE: How careful are you with your scope?
I have 11 guns and all of them carry leupold scopes. I have sold several others with the guns they were on. I have only had one issue and I dropped the gun on the ground and I would expect it to be off after a good fall.
I always stick my gun in a softcase when I am done hunting. I don't baby my guns but I don't want to put any unecesary wear and tear or dings on them. They will get enough "character" marks on them while hunting.