RE: Ruger 9MM
I did a lot of reading about them and looked at them even. I really like them and they are really nice guns however, I will say that I much preferred the SR9 over the P95 after looking at both. I'd take a look at the SR9. That sounds a little high for a P95 but maybe not as when I priced them was about 6 months ago.
As said above they are not the most accurate but they are known for being very reliable and accurate enough to just have fun with. They are overall good guns.
I think I found the P95's from $329.99 to $339.99. I found a few higher than that but that's around what most seemed to cost. The $329.99 was one on sale but at the same time I think you should be able to get places down to at least that most of the time. That was for the stainless version just like you were looking at.
Honestly though I'd take a strong look at the Ruger SR9 instead. Just felt much nicer to me and I liked it a lot better. A lot of guys like the Springfield XD's also however, for some reason I liked the Ruger better when looking at them and just had my mind set on one.