I actually had it happen 2 years in a row and the second year,the insurance company wasn't as good to me.State Farm(both wrecks were the other person's fault).I told them of the situation and that I was going to get the bow checked out by someone with a shooting machine who had previously had the bow on the machine and knew the specs.I told them I would like to be reembursed for that evaluation and they told me they would not pay if the bow checked out.So all I had to do was say the bow was junk and they would have had to buy me a new bow.The guy was a friend and only charged me 20 bucks and he told me it was fine but that really pissed me off,especially considering that it usually cost 100 bucks to put a bow on a shooting machine.