I would say there is essentially no difference in the care required. The advantage of the stainless is that it is a bit more corrosion resistant and it is EASIER to see what you might have missed. I have no idea if the receiver on the blued model of the Accura is actually bluing or some sort of anodizing. If you aren't really hurting just now for another muzzleloader, I think good advice would be to wait for sales where you might come closer to getting the model you want at a price you can more easily afford. Plus, some gremlins may yet appear.