Ray,
First of all... congratulations on your buck!!!
Now... Next, you'll want to have your pic hosted at a site like
www.photobucket.com (it's free to sign up and upload your picture there...) Once you upload it to photobucket, you'll want to copy the URL it assigns to it, come back here and when you hit the "reply" button, you'll see a bunch of icons right above the box you type in... Look all the way down to the right and you'll see an icon that's a yellow square with a mountain in it. Hover over it, and it'll read "add image". Click on that, and paste the URL you just copied in there, removing the [IMG] tags from the front and rear (because it adds those automatically).