When i first turned 16 i had my Mustang and an old 88 Bronco. I couldnt afford the insurance on the Mustang so thats why it has all the work done to it now. Insurance for the Bronco was still high but came down pretty quickly. My insurance right now for a 2007 F-250 and a 86 Mustang is about $550 every month and that is having both of them payed off and im 21 with no bad driving record.