Not to discourage you but in my opinion you've waited to long in preparing your area to plant this fall.
Here's how we did ours under real similar circumstances as you with limited means. Took a soil sample & had it analized. YOUR WASTING YOUR TIME & $ IF DON"T!!. Brush hogged area, then weed sprayed whole plot. Once weeds were dead we had a tractor come in w/bottom land plow turning the soil over. We then dragged it out best as good with a set of garden drags & atv.Had a lime truck come in & spread 3 tons per acre. Let it sit until spring. This did 2 things. 1 it let the turned heavy sod rot, 2 it allowed the lime to work into the soil good. That spring we redragged the plot, spread the fertilzer(about 400lbs acre), dragged the fertlizer in. Spread the seed, then went over it with a roller. The plot turned out great. If you plant a perenial you'll also need means of mowing it. Expect the costs to run ya around $35-40 ton for ag lime spread, fertlizer was $280 for 600lbs mixed to specs, plus seed. These are NY prices too!