I dunno know if this is a problem, given your waistband/belt disqualifier, but you oughta try a weak hand, inside-the-pants holster, worn in the small of your back. You're choosing the weak hand model because it allows you to draw from this position with your strong hand. With this type holster you don't need a belt. With a piece that size it can be a tad uncomfortable when you're sitting in the car or in a chair with a back, but you'll get used to it.